Company Name:

Brain

Incubation Round:

Explore

Application Track:

Track 2

Proposed by:

YKT

Data Provider:

YKT

Challenge Name:

Credit risk analysis of sme based on financial data

Product Description

Brain will extend its existing proprietary Machine Learning and Natural Language Processing platform to create a product aimed at the early detection of Non Performing Loans for small and medium enterprises. The system will combine structured and unstructured financial data for for small and medium enterprises also including external data, for example economic and market conditions indicators.

The engine will be dynamic in the inclusion of features and will keep track of the most relevant ones, therefore creating an intelligible model as opposed to a ‘black-box’ system. The individuation of the most relevant factors contributing to the default probability and their dependence from external conditions will allow to create a dynamic scorecard for the evaluation of new applications for credit.

  • Use of Model–view–controller (MVC) as a software design pattern to divide the software into three separate but interconnected elements (data model, user interface and computational model) to facilitate the interoperability of the appliction with external systems.
  • Use of RestAPI protocol to standardize the backend communication with user interface and external systems
Reach Timeline

*Expose phase is open to all Experiment phase teams

Location:

Italy

Sector:

Finance

Website:

https://braincompany.co

Company maturity:

Scaling in products or markets

Investment level:

Bootstrap

Funding raised:

< 100,000

Collaboration opportunity:

Product development, Marketing, Distribution, Product testing and revision, Investment

Company Description

Brain is a research focused company that has developed, over the course of several years, an integrated Artificial Intelligence platform aimed at financial investors. Using Brain proprietary AI platform, the user can build alternative datasets, asset allocation signals and investment strategies, as well as Artificial Intelligence based products and services for the Financial Industry such as thematic baskets of assets or smart event detection. Brain also supports Clients in adopting the above technologies through dedicated customizations of the Brain platform.

Brain is actively using the OpenFigi symbology in the context of Finance for identifying and mapping financial assets. This platform provides an unique identifier for each asset and it can eliminate redundant mapping processes and reduce operational risk.

Matteo Campellone

Theoretical Physicist in complex systems, covered various roles in Finance (Risk Management, Financial Modelling, Chief Investment Officer and CEO). MBA and PhD.

Francesco Cricchio

Theoretical Physicist expert in solving complex computational problems in various industrial sectors with focus on Finance.

Alessandro Sellerio

Physicist with broad expertise in the field of complex systems and computational problems and strong expertise on software engineering.

Pietro Russo

Economist skilled in quantitative methods and past research on bankruptcy prediction.